Fiduciary Guidance for Families

Find the right fiduciary
for your family — with confidence.

When a loved one can no longer manage their own affairs, the decisions ahead are weighty. Janet Welborn — a licensed California fiduciary — helps families across the country understand their options, evaluate candidates, and choose the care that's truly right for them.

Book a Consultation About Janet
Licensed CA Fiduciary State-certified expertise.
Bonded and Insured For your peace of mind.
Nationwide Guidance Helping families in every state.
No Conflict of Interest Independent advice, always.

Who This Is For

This situation is harder
than anyone tells you.

Most families have never heard of a fiduciary until they suddenly need one. The terminology is confusing, the stakes are high, and the wrong choice can have lasting consequences.

“

Your loved one can no longer manage their own affairs

Whether due to aging, illness, or incapacity — someone needs to step in. A professional fiduciary may be the answer, but where do you even start?

“

The terminology is overwhelming

Conservator, trustee, guardian, power of attorney — what's the difference? And who actually needs a licensed fiduciary versus another kind of professional?

“

You don't know what to look for

What questions should you ask? How do you check credentials? What does licensing actually mean in your state? These aren't things families are taught.

Understanding the Basics

What exactly is a fiduciary?

A fiduciary is someone who is legally and ethically obligated to act in another person's best interest. In the context of family care and estate management, this role carries significant legal authority and responsibility.

Not everyone who calls themselves a fiduciary is licensed or properly regulated. Knowing the difference — and knowing how to verify credentials — is what protects your family.

Janet's Role

Janet does not act as a fiduciary for your family. She provides independent, experienced guidance to help you understand the landscape, evaluate candidates, and find the right professional — with no conflict of interest.

  • Conservator Court-appointed to manage an individual's personal affairs, health care and/or finances when they can no longer do so themselves.
  • Trustee Manages assets held in a trust on behalf of beneficiaries, bound by the trust's terms and probate code.
  • Guardian Appointed to make personal and medical decisions for someone who lacks legal capacity to do so.
  • Agent (POA) Authorized to act on someone's behalf under a Power of Attorney for financial and/or healthcare — typically before incapacity becomes a legal matter before the courts.
  • Representative Payee Manages government benefits (Social Security, VA) for individuals who cannot manage funds independently.

The Consultation

How Janet helps your family

In a focused, one-on-one session, Janet draws on her experience as a practicing fiduciary to give you clarity — and a clear path forward.

01

Understand fiduciary roles and responsibilities

Get plain-language explanations of what fiduciaries do, when you need one, and which type of service fits your specific situation.

02

Know what licensing to require — by state

Learn what certifications and licensing apply in your state, what oversight fiduciaries are subject to, and how to verify credentials before you hire.

03

Ask the right questions

Walk away with a tailored list of interview questions, red flags to watch for, and fee structures to expect when evaluating any candidate.

04

Find the right fit for your family's needs

Not every situation calls for the same type of fiduciary. Janet helps you identify what services you truly need — and what kind of professional provides them.

Janet Welborn Advisory Services

About Janet

Insider knowledge.
Independent advice.

Licensed Professional Fiduciary · State of California

Janet Welborn spent her career as a licensed professional fiduciary in California, managing conservatorships, trusts, and estates on behalf of individuals and families navigating some of life's most difficult transitions.

Over the years, a consistent pattern emerged: families came to her not because they couldn't find a fiduciary — but because they didn't know what to look for. They had hired the wrong person, signed agreements they didn't understand, or found themselves with no recourse when things went wrong.

Now, Janet brings that insider knowledge directly to families — before they make a decision they'll regret. Her guidance is independent, straightforward, and grounded in real-world fiduciary practice. She has no financial interest in who you hire. Her only goal is to make sure you're protected.

Janet has extensive experience navigating systems such as VA, hospice, assisted living, memory care and in-home health services.

Licensed Professional Fiduciary, State of California
Former Principal, Professional Fiduciary Services
Experience with conservatorships, trusts, and complex estates
Familiar with fiduciary licensing requirements across all 50 states
Member, Professional Fiduciary Association of California (PFAC)

How It Works

What to expect

1

Schedule your consultation

Reach out by email to book a time. Sessions are 60 minutes and held by phone or video call.

2

Tell Janet about your situation

She listens first. You'll describe your family's circumstances and what you're trying to figure out — there are no wrong answers.

3

Leave with a clear path forward

You'll know what type of fiduciary you need, how to evaluate them, what questions to ask, and what to watch out for.

Ready to get clarity?

A single conversation with Janet can save your family from weeks of confusion — and the cost of the wrong decision.

Email Janet to Schedule →

janet@welborn-advisory.com  ·  Available by appointment  ·  Serving families nationwide